Auto Loan Refinancing
Lower your monthly payments, reduce your interest rate, or adjust your loan term with ConsumerAuto's refinancing solutions.
Get Your Refinance QuoteCalculate Your Savings
Use our interactive calculator to see how much you could save by refinancing your auto loan.
Current Loan Details
Current Monthly Payment
$512.91
New Loan Options
New Monthly Payment
$477.53
Your Potential Savings
Monthly Savings
$35.38
Save $35.38 every month
Total Interest Savings
$2123.05
Pay $2123.05 less in interest
Total Savings Over Life of Loan
$2123.05
Loan Comparison
$5774.80
$3651.74
$30774.80
$28651.74
$2123.05
Ready to Save?
Based on your inputs, refinancing could save you $35.38 per month and $2123.05 over the life of your loan.
Get Your Refinance QuoteNote: This calculator provides estimates only. Actual rates, terms, and savings may vary based on your credit profile, vehicle value, and lender requirements. Contact us for a personalized quote.
Why Refinance Your Auto Loan?
Lower Monthly Payments
Reduce your monthly car payment by securing a lower interest rate or extending your loan term, freeing up cash for other expenses.
Reduce Interest Rate
If your credit score has improved since your original loan, you may qualify for a significantly lower interest rate, saving thousands over the life of your loan.
Adjust Loan Term
Shorten your loan term to pay off your vehicle faster and save on interest, or extend it to lower your monthly payments.
How Refinancing Works
Check Your Eligibility
Complete our quick 2-minute application to see if you qualify for refinancing. We'll check your current loan details, credit score, and vehicle value.
Compare Offers
Review multiple refinancing offers with different rates and terms. Our team will help you understand the savings and find the best option for your situation.
Finalize Your New Loan
Once you choose your offer, we'll handle the paperwork and pay off your existing loan. You'll start making lower payments immediately.
When Should You Refinance?
Your Credit Score Has Improved
If your credit score has increased by 50+ points since your original loan
Interest Rates Have Dropped
Market rates are lower than when you originally financed
You Need Lower Payments
Your financial situation has changed and you need to reduce monthly expenses
You Want to Pay Off Faster
You can afford higher payments and want to save on interest
You Have Equity in Your Vehicle
Your car is worth more than you owe on it
You're Not Upside Down
You don't owe significantly more than your vehicle's value
Ready to Lower Your Payments?
Get a free refinancing quote in 2 minutes. One application, matched to the best dealer from our 100+ dealer network.
Start Your Application