Auto Financing Made Simple
Get Matched With a Local Dealer in Minutes
One application connects you with a trusted dealer based on your location and financing needs. No cost. No obligation.
Find the Right Financing for Your Situation
Bad Credit Financing
Lenders specializing in all credit situations
Understanding Credit Checks
One application, multiple lenders. Typically small, temporary impact
Best Rates
Compare financing options from multiple trusted lenders
Pre-Approval
Know your budget before you shop - instant decision
Car Loans Near Me
Find local financing in Ontario, BC, and Alberta
Dealerships Near Me
100+ partner dealerships across Canada
Why Choose ConsumerAuto?
We make getting approved for an auto loan simple, fast, and stress-free.
Fast Approval
Get approved in minutes, not days. Start driving today.
Real Approval Decisions From Canadian Lenders
Everyone gets approved regardless of credit history.
Competitive Rates
Rates vary by credit profile and vehicle. Compare offers from multiple lenders.
Multiple Trusted Lenders
Access to a network of trusted lenders across Canada.
Canada Bad Credit Used Auto Loans and Refinancing
Don't stress out about finding a dealership to approve you for auto financing with bad credit. At ConsumerAuto, everyone is approved regardless of their credit scores. If you have slow or really bad credit, you have the same chances of getting a loan as a car buyer with a higher score.
If making your monthly payment in one lump sum is difficult, our buy here pay here loans allow you to make affordable weekly payments at our dealership for your convenience.
We Approve All Credit Situations
Serving All of Canada (Except Nunavut)
Serving customers across all provinces and territories (except Nunavut) with competitive auto financing. Our network of dealerships and lenders ensures you get approved quickly and start driving the vehicle you need.
Quality Used Cars
When you get approved for a used vehicle loan, you don't have to end up with a cheap used car that is not safe and reliable. We have a great inventory of affordable domestic and imported pre-owned sedans, trucks and SUVs to choose from so you'll feel good about what you drive off the lot.
And if you need a second chance for auto financing, we get you approved through our network of auto loan lenders. It does not matter if you have a small down payment or no down payment, our specialists will work with you to buy the car you need.
The ConsumerAuto Difference
Who We Are
ConsumerAuto has a Canada wide network that wants to put you behind the wheel. Unlike the typical car buying experience, ConsumerAuto makes it as simple as possible.
Online Application
Complete our easy 2 minute online application from the comfort of your own home. You will receive confirmation of your financing options without a trip to the dealer.
Buying Experience
ConsumerAuto focuses on making the car buying experience as effortless as possible. You can buy your next vehicle over text messaging, email, or a call from one of our experienced Finance Managers.
Happy Customers
"Thank you, Alan! Great service and easy process!"
"Got approved fast and they delivered to my home!"
"ConsumerAuto made it so easy. Highly recommend!"
Vehicle Refinancing
Are you looking for a quick way to save money? An auto refinance through ConsumerAuto can put some extra cash in your pocket quickly and easily. If you have been making your payments on time, chances are your scores have improved and you can benefit by getting:
Bad credit or good, refinance your vehicle with us today!
Important Disclaimer
Rates vary based on credit profile, vehicle age, and other factors. Advertised rates may not be available to all applicants. Final approval and terms are determined by the lender based on your individual situation, including credit history, income, down payment, vehicle selection, and loan term. All financing is subject to lender approval.