Car Loans Across Ontario
Fast Decisions for All Ontario Residents
Serving Toronto, Ottawa, Hamilton and more. Bad credit OK. Apply in 2 minutes.
Cities We Serve in Ontario
Click on any city to view detailed information, local neighborhoods, and city-specific benefits.
Toronto
Canada's largest city, financial hub, diverse neighborhoods
Ottawa
Nation's capital, government workers, bilingual community
Hamilton
Steel City, McMaster University, growing tech sector
London
Forest City, Western University, healthcare hub
Kitchener-Waterloo
Tech Triangle, universities, innovation corridor
Mississauga
Square One City, Pearson Airport, GTA's third largest
Brampton
Flower City, diverse community, growing suburbs
Markham
Tech Hub, Asian community, innovation district
Ontario Service Area
We serve all major cities across Ontario
Why Ontario Residents Choose ConsumerAuto
Largest Market
Serving 12+ cities across Ontario including Toronto, Ottawa, Hamilton, and more. Largest selection of vehicles.
Diverse Communities
Multilingual service for Ontario's diverse population. Understanding newcomers, students, and all communities.
Province-Wide
From Windsor to Ottawa, Thunder Bay to Niagara Falls. We serve all Ontario residents.
Highway Access
Convenient locations near 401, 400, 404, QEW, and all major Ontario highways.
Calculate Your Monthly Payment
See what you can afford with our interactive calculator.
Bad Credit Payment Calculator
See exactly what you can afford based on your credit situation
Estimates shown for educational purposes only. Final approvals and rates are determined by the lender.
Your Estimated Monthly Payment
$309
per month for 60 months
Interest Rate
14.99%
APR
Loan Amount
$13,000
Principal
Total Interest
$5,552
Over 60 months
Total Cost
$18,552
All payments
Credit Score Improvement
After 5 years of on-time payments, your credit score could improve by 120+ points, reaching approximately 670!
Important: Rates and terms are estimates for educational purposes only. Actual rates may vary based on your complete financial profile and lender underwriting.
Example Scenario 1
500 Credit Score
$15,000 vehicle, $2,000 down, 60 months
→ $344/month
Example Scenario 2
550 Credit Score
$20,000 vehicle, $3,000 down, 60 months
→ $422/month
Example Scenario 3
600 Credit Score
$26,500 vehicle, $4,000 down, 60 months
→ $535/month
Example Scenario 4
525 Credit Score
$20,000 vehicle, $0 down, 60 months
→ $486/month
Ready to Get Your Car Loan in Ontario?
Join thousands of Ontario residents who got approved regardless of credit. Fast decisions available.