Terms and Conditions
WEBSITE TERMS OF USE
This document was last updated on Aug 14 2023
This website is owned and operated by ConsumerAuto. Access and use of this website is provided by ConsumerAuto to you on condition that you accept these Terms of Use. By accessing or using this website, you agree to these Terms of Use. If you do not agree to accept and abide by these Terms of Use you should not access or use this website.
ConsumerAuto may revise and update these Terms of Use at anytime and without notice. You are cautioned to review the Terms of Use posted on the website periodically. Your continued access or use of this website after any such changes are posted will constitute your acceptance of these changes.
You may not interfere with the security of, or otherwise abuse this website or any system resources, services or networks connected to or accessible through this website. You may only use this website for lawful purposes.
Jurisdiction and Age
If you are residing in a jurisdiction which restricts the use of internet-based applications according to age, or which restricts the ability to enter into agreements such as set out in these Terms of Use according to age and you are under such a jurisdiction and under such age limit, you may not enter into this agreement or use this website (or any of its related services). Your profile may be deleted and these Terms of Use may be terminated without warning, if we believe that you are under age or your use of this website (or any of its related services) is not allowed.
ConsumerAuto provides credit and referral services throughout Canada.
Privacy
ConsumerAuto is committed to respecting the privacy of the personal information of the individuals with whom we interact. We have developed a Privacy Policy to describe our privacy policies and practices and how we collect, use and disclose the personal information of those individuals who visit this website (or any of its related services). Please see our Privacy Policy for further details.
If you would like to use our services in connection with applying for a loan or other credit service using our Website, you will be asked to consent to ConsumerAuto collecting, using and disclosing the personal information that you provide for the purposes of enabling us to provide such services to you.
Credit Authorization
By submitting an application to consumerauto.ca, you certify that all information provided is true and you authorize consumerauto.ca or our agents or affiliates to:
- Obtain consumer credit reports from one or more credit reporting agencies in connection with the approval of your application
- Communicate with you by telephone, mail, email, text or any social media platforms in connection with the approval of your application
Consent, Communication, Services Paid & Financial Products and Services
If you apply for a loan or other credit product or service through this website, you will be asked to consent to ConsumerAuto and/or our third party business affiliates collecting, using and/or disclosing the personal information that you provide to us to confirm your financial situation and your initial and ongoing eligibility for such credit products and services.
CONSENT TO RECEIVE SMS COMMUNICATIONS
By providing your mobile number and opting in during registration, application, or any other interaction with our services, you consent to receive SMS communications from ConsumerAuto.ca. These communications include alerts, updates, promotional offers, and other relevant information. You may opt-out at any time by following the instructions provided in the SMS messages.
User Accounts
When you are required to open an account to use elements of this website (or any of its related services), you must complete the registration process by providing complete and accurate information requested on the registration form. You will be asked to provide a username and password.
You agree that you are entirely responsible for maintaining the confidentiality of your username and password and that ConsumerAuto and any of its partners, affiliates, officers, directors, employees, consultants, agents, and representatives will not be held responsible for any loss related to any lost, stolen or otherwise misappropriated username or password.
Security of Website
You agree that you will not attempt to, nor permit any third party to, enter restricted areas of ConsumerAuto's computer systems or perform functions that you are not authorized to perform pursuant to these Terms of Use.
Intellectual Property
All content included on this website, such as text, graphics, logos, images, audio clips, and software, is the property of ConsumerAuto or its content suppliers and is protected by Canadian and international copyright laws.
You may not modify, copy, reproduce, republish, upload, post, transmit or distribute in any way any material from this website including code and software without prior written permission from ConsumerAuto.
Disclaimer of Warranties
This website and all information, content, materials, products and services included on or otherwise made available to you through this website are provided by ConsumerAuto on an "as is" and "as available" basis. ConsumerAuto makes no representations or warranties of any kind, express or implied, as to the operation of this website or the information, content, materials, products or services included on or otherwise made available to you through this website.
Limitation of Liability
ConsumerAuto will not be liable for any damages of any kind arising from the use of this website, including, but not limited to direct, indirect, incidental, punitive, and consequential damages.
Governing Law
This website is controlled, operated and administered by ConsumerAuto from within the Province of Ontario, Canada. This website can be accessed from all provinces and territories of Canada, as well as from other countries around the world. As each of these jurisdictions has laws that may differ from those of the Province of Ontario, by accessing this website, you acknowledge and agree that all matters relating to access to or use of this website shall be governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein.
General
ConsumerAuto's failure to insist upon or enforce strict performance of any provision of these Terms of Use shall not be construed as a waiver of any provision or right.
If any provision or part thereof of these Terms of Use is wholly or partially unenforceable the parties or, in the event the parties are unable to agree, a court of competent jurisdiction, shall put in place thereof an enforceable provision or provisions, or part thereof, that as nearly as possible reflects the terms of the unenforceable provision or part thereof.
Contact Us
If you have any questions about these Terms and Conditions, please contact us at: [email protected]