Fast Decisions for All Alberta Residents
Serving Calgary, Edmonton. Bad credit OK. Apply in 2 minutes.
Click on any city to view detailed information, local neighborhoods, and city-specific benefits.
We serve all major cities across Alberta
AWD, 4WD, and winter-ready vehicles perfect for Alberta's climate. Block heaters and winter tires included.
Special financing for oil & gas workers. We understand variable income and industry cycles.
Vehicles ready for mountain adventures. Perfect for Banff, Jasper, and outdoor enthusiasts.
Serving both major Alberta cities with convenient locations and province-wide delivery.
See what you can afford with our interactive calculator.
See exactly what you can afford based on your credit situation
Estimates shown for educational purposes only. Final approvals and rates are determined by the lender.
Your Estimated Monthly Payment
$309
per month for 60 months
Interest Rate
14.99%
APR
Loan Amount
$13,000
Principal
Total Interest
$5,552
Over 60 months
Total Cost
$18,552
All payments
Credit Score Improvement
After 5 years of on-time payments, your credit score could improve by 120+ points, reaching approximately 670!
Important: Rates and terms are estimates for educational purposes only. Actual rates may vary based on your complete financial profile and lender underwriting.
Example Scenario 1
500 Credit Score
$15,000 vehicle, $2,000 down, 60 months
→ $344/month
Example Scenario 2
550 Credit Score
$20,000 vehicle, $3,000 down, 60 months
→ $422/month
Example Scenario 3
600 Credit Score
$26,500 vehicle, $4,000 down, 60 months
→ $535/month
Example Scenario 4
525 Credit Score
$20,000 vehicle, $0 down, 60 months
→ $486/month
Join thousands of Alberta residents who got approved regardless of credit. Fast decisions available.