Approbation le Jour Même / Fast Decisions
Ville-Marie, Plateau, Laval, Longueuil & Greater Montreal. Bad credit OK. Bilingual service. SAAQ expertise.
We serve customers in every Montreal neighborhood and Greater Montreal
Old Montreal, Quartier des Spectacles, business district. Perfect for young professionals and condo dwellers. Our financing works with your downtown lifestyle and Metro accessibility.
Trendy, artistic neighborhood with cafes and boutiques. Perfect for young professionals and artists. We understand creative budgets and offer flexible financing for all credit situations.
Large suburb north of Montreal with excellent schools and shopping. Great for families. We finance vehicles perfect for Laval living and easy bridge access to Montreal.
Affordable, working-class community across Jacques Cartier Bridge. We help South Shore residents get approved with flexible programs for all credit situations.
Anglophone, affluent communities like Pointe-Claire and Beaconsfield. We help West Island families get into reliable vehicles for commuting and family life.
Brossard, Saint-Laurent, Terrebonne, Repentigny. Growing communities around Montreal. We serve all of Greater Montreal with the same fast approval and great rates.
We offer full service in both French and English. Whether you prefer "financement auto" or "car loans," we speak your language and understand Montreal's unique market.
Easily accessible via Metro and STM. Can't make it in person? No problem - complete your entire application online from anywhere in Greater Montreal.
We understand Quebec's unique SAAQ public insurance system. Our team knows how to navigate Quebec's insurance requirements and get you approved quickly.
Montreal is unique in Canada. We offer full bilingual service so you can apply in French or English. Our team understands Quebec's culture and will respect your language preference throughout the process.
Tired of Jacques Cartier or Champlain Bridge traffic? We finance reliable, fuel-efficient vehicles perfect for Montreal commutes. Whether you're crossing from Laval, South Shore, or West Island, we've got you covered.
Montreal winters mean snow, ice, and potholes. We'll help you finance a vehicle with winter tire packages and features to handle Quebec's harsh winters. Don't get stuck on Decarie Expressway in a snowstorm!
Montreal welcomes many new immigrants. We have special programs for new Canadians with no Canadian credit history. We'll help you build credit while getting the car you need for work and family.
We serve customers across Montreal and Greater Montreal
"Living downtown, I didn't think I needed a car. But ConsumerAuto helped me get a great deal on a compact. Now I can visit family in Laval and explore Quebec on weekends!"
- Sophie L., Old Montreal
"As a South Shore resident, crossing the bridge every day was stressful. ConsumerAuto got me into a reliable car with bad credit. The bilingual service made everything easy!"
- Marc D., South Shore
"As a new immigrant with no Canadian credit, I thought getting a car was impossible. ConsumerAuto helped me build credit while getting the vehicle I need for my family. Merci!"
- Fatima M., Laval
Complete our 2-minute application from anywhere in Montreal - Downtown, Plateau, Laval, or South Shore. Or call us toll-free at 1-888-660-8663 to speak with a bilingual Montreal specialist.
Receive your approval decision within minutes. We work with Montreal-area dealerships and understand Quebec's SAAQ system, so we can match you with the best financing options.
Browse our inventory or visit a partner dealership in Montreal. We work with dealers across the city - from Downtown to Laval to South Shore - to ensure you get the right vehicle.
Complete the paperwork and drive away in your new car. Whether you're navigating downtown, crossing bridges, or exploring Quebec, you'll be ready to go!
Calculez votre paiement mensuel estimé
See exactly what you can afford based on your credit situation
Estimates shown for educational purposes only. Final approvals and rates are determined by the lender.
Your Estimated Monthly Payment
$309
per month for 60 months
Interest Rate
14.99%
APR
Loan Amount
$13,000
Principal
Total Interest
$5,552
Over 60 months
Total Cost
$18,552
All payments
Credit Score Improvement
After 5 years of on-time payments, your credit score could improve by 120+ points, reaching approximately 670!
Important: Rates and terms are estimates for educational purposes only. Actual rates may vary based on your complete financial profile and lender underwriting.
Example Scenario 1
500 Credit Score
$15,000 vehicle, $2,000 down, 60 months
→ $344/month
Example Scenario 2
550 Credit Score
$20,000 vehicle, $3,000 down, 60 months
→ $422/month
Example Scenario 3
600 Credit Score
$26,500 vehicle, $4,000 down, 60 months
→ $535/month
Example Scenario 4
525 Credit Score
$20,000 vehicle, $0 down, 60 months
→ $486/month
Absolutely! We offer full bilingual service in French and English. You can complete your entire application, speak with our team, and receive all documentation in your preferred language. We respect Montreal's unique bilingual culture.
Quebec's SAAQ public insurance system is unique in Canada. We understand how it works and will help you navigate the insurance requirements. SAAQ covers bodily injury, while you'll need private insurance for vehicle damage. We can guide you through the entire process.
Yes! We serve all of Greater Montreal including Laval, Longueuil, Brossard, West Island, North Shore, and surrounding areas. The same easy online application process works for all Greater Montreal residents.
Absolutely! Montreal welcomes many new immigrants, and we have special programs for new Canadians. We understand you may not have Canadian credit history yet. We'll work with your current employment and income to get you approved and help you start building Canadian credit.
Yes! Montreal winters mean snow, ice, and potholes. We can include winter tire packages in your financing (required by law in Quebec from December 1 to March 15). We'll help you get a vehicle that can handle Quebec's harsh winters and pothole-filled roads!
Serving all Montreal neighborhoods: Ville-Marie, Plateau, Laval, South Shore & Greater Montreal. Most applicants receive a decision the same day. / Approbation le jour même garantie!