Car Loans Across BC
Fast Decisions for All BC Residents
Serving Vancouver. Bad credit OK. Apply in 2 minutes.
Cities We Serve in BC
Click on any city to view detailed information, local neighborhoods, and city-specific benefits.
BC Service Area
We serve all major cities across BC
Why BC Residents Choose ConsumerAuto
Coastal Living
Vehicles perfect for BC's coastal climate. Rust protection and all-weather capability standard.
Mountain Access
AWD and 4WD vehicles for Whistler, Grouse, and mountain adventures year-round.
Multicultural
Multilingual service (Mandarin, Cantonese, Punjabi) for BC's diverse communities.
Lower Mainland
Serving Vancouver, Burnaby, Surrey, Richmond, and all Lower Mainland communities.
Calculate Your Monthly Payment
See what you can afford with our interactive calculator.
Bad Credit Payment Calculator
See exactly what you can afford based on your credit situation
Estimates shown for educational purposes only. Final approvals and rates are determined by the lender.
Your Estimated Monthly Payment
$309
per month for 60 months
Interest Rate
14.99%
APR
Loan Amount
$13,000
Principal
Total Interest
$5,552
Over 60 months
Total Cost
$18,552
All payments
Credit Score Improvement
After 5 years of on-time payments, your credit score could improve by 120+ points, reaching approximately 670!
Important: Rates and terms are estimates for educational purposes only. Actual rates may vary based on your complete financial profile and lender underwriting.
Example Scenario 1
500 Credit Score
$15,000 vehicle, $2,000 down, 60 months
→ $344/month
Example Scenario 2
550 Credit Score
$20,000 vehicle, $3,000 down, 60 months
→ $422/month
Example Scenario 3
600 Credit Score
$26,500 vehicle, $4,000 down, 60 months
→ $535/month
Example Scenario 4
525 Credit Score
$20,000 vehicle, $0 down, 60 months
→ $486/month
Ready to Get Your Car Loan in BC?
Join thousands of BC residents who got approved regardless of credit. Fast decisions available.