How It Works

Get approved and driving in three simple steps

1

Apply Online

Fill out our simple 2-minute application from the comfort of your home. No need to visit a dealership or make phone calls. Our secure online form collects the basic information we need to match you with the right lenders.

What You'll Need:

  • Valid driver's license
  • Proof of income ($2,000+ per month)
  • Current address information
  • Phone number for verification
2

Get Approved

Get a decision from our network of trusted lenders across all of Canada (except Nunavut). We connect you with multiple financing options available, regardless of your credit situation.

We Approve All Credit Situations:

Bad credit
No credit
Collections
Late payments
Repossessions
Bankruptcy
3

Choose Your Vehicle

Pick from thousands of quality used cars, trucks, and SUVs. Our network of dealerships across all provinces and territories (except Nunavut) offers a wide selection of reliable vehicles that fit your budget and lifestyle.

Vehicle Options Include:

  • Sedans and compact cars
  • SUVs and crossovers
  • Trucks and vans
  • Luxury and premium vehicles
4

Home Delivery

Enjoy the convenience of having your vehicle delivered right to your doorstep! No need to travel to the dealership. We'll bring your new car directly to your home, complete with all the paperwork handled for you.

Delivery Benefits:

  • Save time and hassle
  • No dealership visits required
  • Complete paperwork at home
  • Start driving immediately

Why ConsumerAuto Makes It Easy

Fast Process

Complete your application in just 2 minutes and get a decision, typically within hours. Most applicants receive a response the same day.

No Hidden Fees

Transparent pricing with no surprises. What you see is what you get, with clear terms and conditions.

Important Disclaimer

Rates vary based on credit profile, vehicle age, and other factors. Advertised rates may not be available to all applicants. Final approval and terms are determined by the lender based on your individual situation, including credit history, income, down payment, vehicle selection, and loan term. All financing is subject to lender approval.

Ready to Get Started?

Submit one application and get matched to local dealers in just 2 minutes

One application, matched to the best dealer from our 100+ dealer network • 100% free to check your options