Car Loans for Miners & Oil/Gas Workers
We understand cyclical employment, fly-in/fly-out schedules, and high-income resource sector work. Get matched to dealers who specialize in financing for energy workers.
Why Resource Sector Workers Choose ConsumerAuto
High Income Recognition
Dealers understand that resource sector workers earn high incomes and can afford quality vehicles, even with employment cycles.
FIFO Schedule Understanding
We work with dealers who understand fly-in/fly-out schedules, rotation work, and extended camp stays.
Cyclical Employment OK
Dealers recognize that mining and oil/gas work is cyclical and can work with your employment patterns and income history.
Flexible Documentation
Pay stubs, ROEs, or employment letters accepted. We understand resource sector income verification needs.
Fast Approvals
Get a decision quickly, even if you're currently on rotation or between contracts. Most applicants hear back the same day.
Industry Specialists
Dealers in our network understand the resource sector and recognize the earning potential of skilled workers.
Common Situations We Handle
Fly-In/Fly-Out Workers
Work 2 weeks on, 2 weeks off? Dealers understand FIFO schedules and can verify your income using pay stubs or employment contracts showing your rotation schedule and earnings.
Workers Between Contracts
Currently between projects or waiting for your next rotation? Dealers can review your recent employment history and income to approve you based on your typical earnings pattern.
High-Income Earners with Layoff History
Experienced layoffs during industry downturns? Dealers understand the cyclical nature of resource work and focus on your current employment and high earning potential when working.
Specialized Resource Workers
Heavy equipment operators, drillers, blasters, engineers, and other specialized roles earn premium wages. Dealers recognize these skills and the high demand for experienced resource workers.
Workers with EI Periods
Receive EI between contracts or during seasonal shutdowns? Dealers understand this is normal in the resource sector and can work with your overall income picture, including EI periods.
What You'll Need to Apply
For Currently Employed Workers:
- Last 2-3 pay stubs showing earnings and rotation schedule
- Employer contact information or employment letter
- Proof of residence (utility bill, lease agreement)
- Valid driver's license
For Workers Between Contracts:
- Last 6-12 months of pay stubs or bank statements
- Recent employment letter or ROE (Record of Employment)
- Documentation of typical work schedule and earnings
- EI statements (if applicable)
Between rotations or contracts? Apply anyway. Dealers understand the resource sector employment cycle and can approve you based on your recent work history and typical earnings, even if you're currently off rotation.
Frequently Asked Questions
Can I get approved if I'm currently between contracts?
Yes! Dealers understand that resource sector work is cyclical. They can review your recent employment history and typical earnings to approve you based on your income pattern, even if you're currently off rotation or between projects.
Will past layoffs prevent me from getting approved?
No. Dealers understand that layoffs are common in mining and oil/gas during industry downturns. They focus on your current employment status and earning potential, not past layoffs that were beyond your control.
Can I include overtime and camp allowances in my income?
Yes! If you consistently earn overtime, shift premiums, or camp allowances, dealers can include these in your income calculation. Provide pay stubs showing these earnings over several months.
What if I'm on a FIFO schedule and hard to reach?
No problem! You can complete the application in 2 minutes from anywhere. Dealers will contact you via phone or email and can work around your rotation schedule for any follow-up documentation.
Do I need perfect credit to get approved?
No. We work with dealers who approve all credit situations, including bad credit, no credit, and past bankruptcies. Your high income and employment in a skilled sector matter more than your credit score.
Ready to Get Your Vehicle?
One application, matched to dealers who understand resource sector income. Get a decision quickly, even between rotations.
Apply Now - 2 MinutesNo impact on your credit score to apply • Free • No obligation