Car Loans for Retail Workers
Store managers, sales associates, cashiers, and all retail staff. We understand commission income, variable hours, and seasonal fluctuations.
Retail Roles We Serve
Store Managers
Retail store and department managers
Sales Associates
Floor sales, customer service representatives
Cashiers
Front-end and checkout staff
Department Supervisors
Team leads and shift supervisors
Stock & Inventory
Receiving, stocking, inventory control
Visual Merchandisers
Display and merchandising specialists
Why Retail Workers Choose ConsumerAuto
Commission Income Accepted
Earn commission or bonuses? We calculate your average income over time, including base pay plus commissions and incentives.
Variable Hours Understood
Your hours change week to week? Dealers understand retail scheduling and calculate income based on your average earnings.
Part-Time & Multiple Jobs OK
Working part-time or juggling multiple retail positions? We combine all your income sources for qualification.
Seasonal Work Accepted
Holiday season worker or year-round employee? Dealers work with all types of retail employment patterns.
Common Challenges We Solve for Retail Workers
Fluctuating Paychecks from Commission
Your income varies based on sales performance and foot traffic. Dealers average your earnings over 3-6 months to determine stable income.
Inconsistent Weekly Hours
Scheduled for 20 hours one week, 35 the next? We look at your average hours and earnings, not just one pay period.
Multiple Part-Time Positions
Working at multiple stores or brands? We combine income from all your retail jobs to maximize your approval amount.
New to Full-Time Retail
Recently promoted to full-time or management? Dealers consider your offer letter and new salary, not just past earnings.
Frequently Asked Questions
Can I get approved if I earn commission?
Yes! Bring 3-6 months of pay stubs showing your base pay plus commissions. Dealers will calculate your average monthly income.
What if my hours change every week?
That's normal in retail. Dealers look at your average hours and income over several months, not just one week.
I work two part-time retail jobs. Can I combine my income?
Absolutely. Bring pay stubs from both jobs. We'll add them together to calculate your total qualifying income.
Do you work with seasonal retail workers?
Yes, if you have consistent seasonal employment history. Year-round employees typically qualify more easily, but seasonal workers can be approved too.
How long does the approval process take?
Most retail workers receive a decision within hours. The application takes 2 minutes, and dealers typically respond the same day.
Ready to Get Your Retail Worker Car Loan?
One application, matched to dealers who understand retail employment. Get a decision today.
Apply Now✓ 2-minute application ✓ Commission income accepted ✓ Part-time workers welcome