Car Loans for Healthcare Workers
Nurses, PSWs, medical technicians, and all healthcare staff. We understand your shift work, overtime, and irregular schedules.
Healthcare Roles We Serve
Registered Nurses (RN)
Hospital, clinic, and home care nurses
Personal Support Workers (PSW)
Long-term care and home support workers
Medical Technicians
Lab techs, X-ray techs, ultrasound technicians
Paramedics & EMTs
Emergency medical services professionals
Dental Hygienists
Dental office and clinic staff
Pharmacy Technicians
Hospital and retail pharmacy staff
Why Healthcare Workers Choose ConsumerAuto
Shift Work Flexibility
Dealers understand 12-hour shifts, rotating schedules, and on-call requirements. Your irregular hours won't hurt your approval.
Overtime Income Counts
We count your overtime, shift premiums, and weekend differentials as part of your qualifying income.
Employment Stability Recognition
Healthcare is a stable, in-demand field. Dealers recognize your job security and career growth potential.
Part-Time & Contract OK
Working multiple part-time positions or contract roles? We can combine your income sources for qualification.
Common Challenges We Solve for Healthcare Workers
Variable Paychecks from Shift Differentials
Your income fluctuates based on shifts, overtime, and premiums. Dealers calculate your average income over time, not just one pay stub.
Multiple Employers or Agencies
Working for multiple hospitals, clinics, or through agencies? We combine all your income sources to maximize your approval amount.
New Grads with Student Loans
Just graduated nursing school or medical tech programs? Dealers work with new healthcare professionals and understand student loan debt.
Probationary Period Employment
Still in your 3-6 month probation period? Many dealers will work with you based on your offer letter and employment contract.
Frequently Asked Questions
Can I get approved if I just started my nursing job?
Yes! Many dealers work with new healthcare professionals. Bring your offer letter, employment contract, and proof of licensing/certification.
Do you count my overtime and shift premiums?
Absolutely. We calculate your average income including overtime, night shift differentials, weekend premiums, and on-call pay.
I work part-time at two hospitals. Can I still qualify?
Yes. We combine income from multiple employers. Bring recent pay stubs from all positions to show your total monthly income.
What if I have student loan debt from nursing school?
Student loans are common in healthcare. Dealers factor in your debt-to-income ratio but understand that healthcare careers have strong earning potential.
How long does the approval process take?
Most healthcare workers receive a decision within hours. The application takes 2 minutes, and dealers typically respond the same day.
Ready to Get Your Healthcare Worker Car Loan?
One application, matched to dealers who understand healthcare employment. Get a decision today.
Apply Now✓ 2-minute application ✓ All credit situations welcome ✓ Shift work income accepted