Fast Decisions for All Vancouver Residents
Downtown, Surrey, Burnaby, Richmond & Lower Mainland. Bad credit OK. All-weather vehicles for BC rain.
We serve customers in every Vancouver neighborhood and the Lower Mainland
Yaletown, Coal Harbour, West End. Perfect for young professionals and condo dwellers. Our financing works with your downtown lifestyle and parking challenges.
Whalley, Guildford, Newton, Cloverdale. BC's fastest-growing city with diverse communities. We understand Surrey's unique needs and offer flexible financing for all credit situations.
Metrotown, Brentwood, Lougheed. Central location with excellent SkyTrain access. Perfect for commuters who need reliable transportation across the Lower Mainland.
Richmond Centre, Steveston, Bridgeport. Near YVR airport with strong Asian community. Multilingual service available. We welcome new immigrants with no credit history.
We understand Vancouver's unique challenges: high cost of living, ICBC insurance, bridge commutes, and the need for all-weather vehicles. Our team knows how to get Vancouverites approved.
Easily accessible via SkyTrain and TransLink. Can't make it in person? No problem - complete your entire application online from anywhere in the Lower Mainland.
Vancouver is incredibly diverse, and we welcome new immigrants with no credit history. Multilingual service available to help you build credit while getting the car you need.
Vancouver rain is no joke. We'll help you finance a vehicle with excellent traction, visibility, and reliability for wet conditions. Don't get stuck on the Lions Gate Bridge in a downpour!
We know Vancouver is Canada's most expensive city. Our flexible payment plans account for your rent, ICBC insurance, TransLink pass, and other Vancouver living costs. Get a car without breaking your budget.
Tired of Lions Gate or Ironworkers Memorial Bridge traffic? We finance reliable, fuel-efficient vehicles perfect for Lower Mainland commutes. Low mileage and built to handle Vancouver's bridges year-round.
Vancouver is one of the world's most diverse cities. Our team can assist you in multiple languages including Mandarin, Cantonese, Punjabi, and more. We understand the unique needs of Vancouver's communities.
We serve customers across Vancouver, Surrey, Burnaby, Richmond & Lower Mainland
"Living downtown without a car was limiting. ConsumerAuto got me approved despite my student loans. Now I can visit family in Surrey and explore BC on weekends!"
- Emily C., Yaletown
"As a new immigrant with no credit history, I thought getting a car was impossible. ConsumerAuto understood my situation and got me approved in one day!"
- Raj P., Newton
"My credit took a hit during COVID. ConsumerAuto didn't judge - they just got me into a reliable SUV perfect for Vancouver rain. Best decision ever!"
- Sarah M., Metrotown
Complete our 2-minute application from anywhere in Vancouver - Downtown, Surrey, Burnaby, or Richmond. Or call us toll-free at 1-888-660-8663 to speak with a Vancouver market specialist.
Receive your approval decision within minutes. We work with Lower Mainland dealerships and understand the local market, so we can match you with the best financing options for your neighborhood.
Browse our inventory or visit a partner dealership in Vancouver. We work with dealers across the Lower Mainland - from Metrotown to Richmond Centre - to ensure you get the right vehicle.
Complete the paperwork and drive away in your new car. Whether you're crossing the Lions Gate Bridge, navigating downtown, or heading to YVR, you'll be ready to go!
See your estimated monthly payment for any vehicle
See exactly what you can afford based on your credit situation
Estimates shown for educational purposes only. Final approvals and rates are determined by the lender.
Your Estimated Monthly Payment
$309
per month for 60 months
Interest Rate
14.99%
APR
Loan Amount
$13,000
Principal
Total Interest
$5,552
Over 60 months
Total Cost
$18,552
All payments
Credit Score Improvement
After 5 years of on-time payments, your credit score could improve by 120+ points, reaching approximately 670!
Important: Rates and terms are estimates for educational purposes only. Actual rates may vary based on your complete financial profile and lender underwriting.
Example Scenario 1
500 Credit Score
$15,000 vehicle, $2,000 down, 60 months
→ $344/month
Example Scenario 2
550 Credit Score
$20,000 vehicle, $3,000 down, 60 months
→ $422/month
Example Scenario 3
600 Credit Score
$26,500 vehicle, $4,000 down, 60 months
→ $535/month
Example Scenario 4
525 Credit Score
$20,000 vehicle, $0 down, 60 months
→ $486/month
You can complete the entire process online from anywhere in Vancouver! While our main office is in Burlington, most Vancouver customers prefer to apply online and complete everything remotely. We'll connect you with a dealership near your Vancouver neighborhood - whether that's Downtown, Surrey, Burnaby, or Richmond.
Absolutely! Vancouver is one of Canada's most diverse cities, and we specialize in helping new Canadians build credit. We have special programs for newcomers with no credit history. Bring your work permit, job letter, and proof of income, and we'll get you approved. Multilingual service available in Mandarin, Cantonese, Punjabi, and more.
We understand Vancouver is Canada's most expensive city! Our approval process considers your rent, ICBC insurance (which is higher than other provinces), TransLink pass, parking costs, and other Vancouver-specific expenses. We'll work with you to find a monthly payment that fits your actual budget, not just a generic formula.
Yes! We serve the entire Lower Mainland including Coquitlam, Port Coquitlam, Langley, Abbotsford, Maple Ridge, New Westminster, and beyond. The same easy online application process works for all Lower Mainland residents.
Absolutely! We know Vancouver gets a lot of rain (and occasional snow). We can help you finance vehicles with excellent traction, AWD/4WD options, and reliability for wet conditions. Don't get caught unprepared when crossing the Lions Gate Bridge in a storm!
Serving all Vancouver neighborhoods: Downtown, Surrey, Burnaby, Richmond & Lower Mainland. Most applicants receive a decision the same day.