Car Loans in London
Fast Decisions for All London Residents
Downtown, Old East Village, Byron, Westmount, Masonville & White Oaks. Bad credit OK. Forest City financing.
Serving All London Neighborhoods
Serving Greater London including Downtown, Old East Village, Byron, Westmount, Masonville, and White Oaks
Downtown London
Core. Dundas Place, Budweiser Gardens.
- ✓ Dundas Place
- ✓ Budweiser Gardens
- ✓ VIA Rail station
Old East Village
East London. Arts district, King Street.
- ✓ Arts district
- ✓ King Street
- ✓ Historic homes
Byron
West London. Upscale neighborhood, Springbank Park.
- ✓ Upscale neighborhood
- ✓ Springbank Park
- ✓ Thames River
Westmount
Northwest. Westmount Mall, White Oaks Mall.
- ✓ Westmount Mall
- ✓ White Oaks Mall
- ✓ Shopping district
Masonville
North London. Masonville Place, Western University.
- ✓ Masonville Place
- ✓ Western University
- ✓ Fanshawe College
White Oaks
South London. White Oaks Mall, Wellington Road.
- ✓ White Oaks Mall
- ✓ Wellington Road
- ✓ Residential growth
Find Us in London
We serve all London neighborhoods
Why London Residents Choose ConsumerAuto
Student Programs
Special financing for Western and Fanshawe students. We understand student budgets and part-time income.
Healthcare Workers
Programs for London Health Sciences and St. Joseph's employees. Shift work and irregular hours welcomed.
401 Corridor Access
Perfect for London-Toronto commuters on Highway 401. Reliable vehicles for long-distance daily travel.
Forest City Living
Vehicles suited for London's urban and suburban lifestyle. From downtown to Byron, we serve all neighborhoods.
What London Residents Say
"As a Western student living near campus, I needed a car for co-op placements. ConsumerAuto approved me with just part-time income. No hassle, great service!"
"Working at the hospital with rotating shifts made traditional financing difficult. ConsumerAuto understood my situation and got me approved same day. Excellent experience!"
"New to London with no local credit history. ConsumerAuto helped me get a reliable car for my daily commute to downtown. Highly professional team!"
Calculate Your Monthly Payment
See what you can afford with our interactive calculator.
Bad Credit Payment Calculator
See exactly what you can afford based on your credit situation
Estimates shown for educational purposes only. Final approvals and rates are determined by the lender.
Your Estimated Monthly Payment
$309
per month for 60 months
Interest Rate
14.99%
APR
Loan Amount
$13,000
Principal
Total Interest
$5,552
Over 60 months
Total Cost
$18,552
All payments
Credit Score Improvement
After 5 years of on-time payments, your credit score could improve by 120+ points, reaching approximately 670!
Important: Rates and terms are estimates for educational purposes only. Actual rates may vary based on your complete financial profile and lender underwriting.
Example Scenario 1
500 Credit Score
$15,000 vehicle, $2,000 down, 60 months
→ $344/month
Example Scenario 2
550 Credit Score
$20,000 vehicle, $3,000 down, 60 months
→ $422/month
Example Scenario 3
600 Credit Score
$26,500 vehicle, $4,000 down, 60 months
→ $535/month
Example Scenario 4
525 Credit Score
$20,000 vehicle, $0 down, 60 months
→ $486/month
London Car Loan FAQs
Do you work with Western or Fanshawe students?
Yes! We have programs specifically for students at Western University and Fanshawe College. Part-time income is acceptable, and we understand student financial situations.
Can healthcare workers get special rates?
Yes! We work with many employees from London Health Sciences Centre and St. Joseph's Hospital. Shift work and irregular schedules are understood and welcomed.
What if I commute from London to other cities?
We understand Highway 401/402 commuters need reliable vehicles. Many London clients commute to Toronto, Windsor, or Sarnia for work. We'll find you a highway-ready vehicle.
Do you serve all London neighborhoods?
Yes! We serve all of London including Downtown, Old East Village, Byron, Westmount, Masonville, and White Oaks. LTC-accessible locations available.
Can I get approved with bad credit in London?
Absolutely! Bad credit, no credit, bankruptcy, or consumer proposal - we help all London residents regardless of credit history. Fast decisions available.