Fast Decisions for All Edmonton Residents
Downtown, Whyte Ave, Millwoods, St. Albert & Northern Alberta. Bad credit OK. Extreme winter-ready vehicles.
We serve customers in every Edmonton neighborhood and Northern Alberta
Churchill Square, Ice District, Legislature. Perfect for government workers and young professionals. Our financing works with your downtown lifestyle and LRT accessibility.
Trendy neighborhood near University of Alberta. Perfect for students and young professionals. We understand student budgets and offer flexible financing for all credit situations.
Near the world's largest shopping mall. Great for families and shoppers. We finance vehicles perfect for Edmonton's west end and easy access to West Ed.
Diverse, working-class community with strong immigrant presence. We welcome new Canadians and offer multilingual service to help you get approved.
Affluent suburb north of Edmonton with excellent schools and parks. We help St. Albert families get into reliable vehicles for commuting and family life.
Sherwood Park, Spruce Grove, Leduc, Fort Saskatchewan. Growing communities around Edmonton. We serve all of Greater Edmonton with the same fast approval and great rates.
We understand Edmonton's unique challenges: extreme cold winters, oil industry cycles, Henday commutes, and the need for winter-ready vehicles. Our team knows how to get Edmontonians approved.
Easily accessible via LRT and ETS. Can't make it in person? No problem - complete your entire application online from anywhere in Greater Edmonton.
We understand both oil industry volatility and government job stability. Whether your credit was affected by layoffs or you have steady income, we have programs to help you get approved.
Edmonton winters are brutal (-30°C to -40°C). We'll help you finance a vehicle with block heaters, remote start, and winter tire packages. Don't get stuck on Henday Drive in a deep freeze!
Like Calgary, Edmonton's economy is tied to oil and gas. If your credit was affected by industry downturns or layoffs, we have flexible programs to help you get approved and rebuild your credit.
As Alberta's capital, Edmonton has many government workers. We offer special programs for public servants with stable employment, even if your credit isn't perfect. Your job security matters to us.
Tired of Anthony Henday or Whitemud Drive traffic? We finance reliable, fuel-efficient vehicles perfect for Edmonton commutes. Low mileage and built to handle Alberta's highways year-round.
We serve customers across Edmonton and Northern Alberta
"Working for the provincial government, I thought I'd be approved anywhere. But my past credit issues were a problem. ConsumerAuto understood and got me approved in one day!"
- David L., Legislature Area
"As a U of A student with no credit history, I didn't think I could get a car. ConsumerAuto worked with my part-time income and got me into a reliable vehicle for winter!"
- Sarah K., Old Strathcona
"As a new immigrant, I had no Canadian credit. ConsumerAuto helped me build credit while getting a car I need for work. The process was easy and respectful!"
- Raj M., Millwoods
Complete our 2-minute application from anywhere in Edmonton - Downtown, Whyte Ave, Millwoods, or St. Albert. Or call us toll-free at 1-888-660-8663 to speak with an Edmonton market specialist.
Receive your approval decision within minutes. We work with Edmonton-area dealerships and understand the local market, so we can match you with the best financing options for your neighborhood.
Browse our inventory or visit a partner dealership in Edmonton. We work with dealers across the city - from West Edmonton Mall to Southgate Centre - to ensure you get the right vehicle.
Complete the paperwork and drive away in your new car. Whether you're commuting on Henday, navigating downtown, or heading to Fort McMurray, you'll be ready to go!
See your estimated monthly payment for any vehicle
See exactly what you can afford based on your credit situation
Estimates shown for educational purposes only. Final approvals and rates are determined by the lender.
Your Estimated Monthly Payment
$309
per month for 60 months
Interest Rate
14.99%
APR
Loan Amount
$13,000
Principal
Total Interest
$5,552
Over 60 months
Total Cost
$18,552
All payments
Credit Score Improvement
After 5 years of on-time payments, your credit score could improve by 120+ points, reaching approximately 670!
Important: Rates and terms are estimates for educational purposes only. Actual rates may vary based on your complete financial profile and lender underwriting.
Example Scenario 1
500 Credit Score
$15,000 vehicle, $2,000 down, 60 months
→ $344/month
Example Scenario 2
550 Credit Score
$20,000 vehicle, $3,000 down, 60 months
→ $422/month
Example Scenario 3
600 Credit Score
$26,500 vehicle, $4,000 down, 60 months
→ $535/month
Example Scenario 4
525 Credit Score
$20,000 vehicle, $0 down, 60 months
→ $486/month
You can complete the entire process online from anywhere in Edmonton! While our main office is in Burlington, most Edmonton customers prefer to apply online and complete everything remotely. We'll connect you with a dealership near your Edmonton neighborhood - whether that's Downtown, Whyte Ave, Millwoods, or St. Albert.
Absolutely! Like Calgary, Edmonton's economy is tied to oil and gas, and we've helped many Edmontonians who were affected by industry downturns. We have flexible programs that consider your current employment and income, not just past credit challenges. We're here to help you get back on the road.
Absolutely! Edmonton winters are among Canada's harshest. We can include vehicles with block heaters, remote start, and winter tire packages in your financing. Don't get caught unprepared when temperatures drop to -40°C!
Yes! We serve all of Greater Edmonton including Sherwood Park, Spruce Grove, St. Albert, Leduc, Fort Saskatchewan, and surrounding areas. The same easy online application process works for all Greater Edmonton residents.
Yes! As Alberta's capital, Edmonton has many government workers. We offer special programs for public servants with stable employment. Your job security and steady income can help you get approved, even if your credit isn't perfect.
Serving all Edmonton neighborhoods: Downtown, Whyte Ave, Millwoods, St. Albert & Northern Alberta. Most applicants receive a decision the same day.