Fast Decisions for All Calgary Residents
Downtown, NE, SE, SW, NW & Greater Calgary. Bad credit OK. Winter-ready AWD/4WD vehicles.
We serve customers in every Calgary quadrant and Greater Calgary
Stephen Avenue, Beltline, East Village. Perfect for young professionals and condo dwellers. Our financing works with your downtown lifestyle and C-Train accessibility.
Marlborough, Temple, Saddle Ridge. Diverse, working-class communities with strong family values. We understand NE Calgary's unique needs and offer flexible financing for all situations.
McKenzie Towne, Mahogany, Cranston. Newer suburban communities with young families. Perfect for those who need reliable transportation for Deerfoot Trail commutes.
Aspen, Evergreen, Shawnessy. Affluent family neighborhoods close to the mountains. We finance vehicles perfect for both city commutes and weekend trips to Banff.
Beddington, Panorama Hills, Arbour Lake. Family-friendly with good schools and parks. Near University of Calgary. We help young families and students get approved.
Airdrie, Cochrane, Okotoks, Chestermere. Growing communities outside Calgary proper. We serve all of Greater Calgary with the same fast approval and great rates.
We understand Calgary's unique challenges: harsh winters, oil industry cycles, Deerfoot Trail commutes, and the need for winter-ready vehicles. Our team knows how to get Calgarians approved.
Easily accessible via C-Train and Calgary Transit. Can't make it in person? No problem - complete your entire application online from anywhere in Greater Calgary.
We understand the oil and gas industry's ups and downs. If your credit was affected by industry layoffs or downturns, we have special programs to help you get back on the road.
Calgary winters are brutal. We'll help you finance a vehicle with AWD/4WD and include winter tire packages in your loan. Don't get stuck on Deerfoot Trail or Stoney Trail in a snowstorm!
We understand Calgary's economy is tied to oil and gas. If your credit was affected by industry downturns or layoffs, we have flexible programs to help you get approved and rebuild your credit.
Tired of Deerfoot Trail traffic? We finance reliable, fuel-efficient vehicles perfect for Calgary commutes. Low mileage and built to handle Alberta's highways year-round.
Love weekend trips to Banff, Canmore, or Kananaskis? We'll help you finance an SUV or truck that can handle mountain passes and winter roads. Explore the Rockies with confidence!
We serve customers across all Calgary quadrants and Greater Calgary
"Working downtown, I didn't think I needed a car. But ConsumerAuto helped me get a great deal on an SUV. Now I can visit family in Airdrie and hit the mountains on weekends!"
- Mike T., Beltline
"The oil downturn hurt my credit. ConsumerAuto understood my situation and got me approved anyway. They didn't judge - they just helped me get back on my feet!"
- James R., Marlborough
"We needed a family SUV for Calgary winters and trips to Banff. ConsumerAuto got us into a perfect AWD vehicle with winter tires included. Love it!"
- Lisa K., Aspen
Complete our 2-minute application from anywhere in Calgary - Downtown, NE, SE, SW, or NW. Or call us toll-free at 1-888-660-8663 to speak with a Calgary market specialist.
Receive your approval decision within minutes. We work with Calgary-area dealerships and understand the local market, so we can match you with the best financing options for your quadrant.
Browse our inventory or visit a partner dealership in Calgary. We work with dealers across the city - from Chinook Centre to CrossIron Mills - to ensure you get the right vehicle.
Complete the paperwork and drive away in your new car. Whether you're commuting on Deerfoot Trail, navigating downtown, or heading to the mountains, you'll be ready to go!
See your estimated monthly payment for any vehicle
See exactly what you can afford based on your credit situation
Estimates shown for educational purposes only. Final approvals and rates are determined by the lender.
Your Estimated Monthly Payment
$309
per month for 60 months
Interest Rate
14.99%
APR
Loan Amount
$13,000
Principal
Total Interest
$5,552
Over 60 months
Total Cost
$18,552
All payments
Credit Score Improvement
After 5 years of on-time payments, your credit score could improve by 120+ points, reaching approximately 670!
Important: Rates and terms are estimates for educational purposes only. Actual rates may vary based on your complete financial profile and lender underwriting.
Example Scenario 1
500 Credit Score
$15,000 vehicle, $2,000 down, 60 months
→ $344/month
Example Scenario 2
550 Credit Score
$20,000 vehicle, $3,000 down, 60 months
→ $422/month
Example Scenario 3
600 Credit Score
$26,500 vehicle, $4,000 down, 60 months
→ $535/month
Example Scenario 4
525 Credit Score
$20,000 vehicle, $0 down, 60 months
→ $486/month
You can complete the entire process online from anywhere in Calgary! While our main office is in Burlington, most Calgary customers prefer to apply online and complete everything remotely. We'll connect you with a dealership near your Calgary quadrant - whether that's Downtown, NE, SE, SW, or NW.
Absolutely! We understand Calgary's economy is tied to oil and gas, and we've helped many Calgarians who were affected by industry downturns. We have flexible programs that consider your current employment and income, not just past credit challenges. We're here to help you get back on the road.
Absolutely! Calgary winters are harsh, and we know you need a reliable vehicle. We can include AWD/4WD vehicles and winter tire packages in your financing. Don't get caught unprepared when the first snowstorm hits Deerfoot Trail!
Yes! We serve all of Greater Calgary including Airdrie, Cochrane, Okotoks, Chestermere, and surrounding areas. The same easy online application process works for all Greater Calgary residents.
Absolutely! We love helping Calgarians get vehicles perfect for mountain adventures. We can finance SUVs and trucks with AWD/4WD that can handle Trans-Canada Highway mountain passes and winter conditions. Explore the Rockies with confidence!
Serving all Calgary quadrants: Downtown, NE, SE, SW, NW & Greater Calgary. Most applicants receive a decision the same day.